Special Carpet Cleaning Deal for the Holiday’s that are fast approaching us. The days between now and the 25th of December is growing shorter by the second. At Smart Choice Cleaning we know how hectic this time of year is. You forget what you need to get done because there is just so much to … Continued
Continental Title Company‘s staffs are proficient and knowledgeable in title research, turnaround times, and closing preparation. In only a short period of time, they can provide superior and confidential information. To understand what the Continental Title Company does, first someone needs to understand titles, title insurance, and how it works. A title is the evidence … Continued
As soon as you choose a home to buy and your loan is approved, many processes begin in the background before you start comparing paint chips. One of those processes, the title search, really does delve into the background of your new property. Without a clear title, that sea breeze aqua for the bedroom won’t … Continued
As more buyers are hitting the market and we begin to see multiple offers on listings, please make sure you are aware of the info below when it comes to HUD REO. We are starting to see multiple offers on HUD homes…..Some buyers are beginning to offer above the list price in order to secure … Continued
How saving water and using green practices make a sale that much greener. In the Midwest, we view water, if we think of it at all, as a given. Turn on the tap, it rushes out. Take a 10-minute shower, no problem. Water our expanses of grass, and the lawn is green. In comparison, water … Continued
An acquaintance bought a home in an old, historic neighborhood. The sale was moving forward nicely until he got two unwelcome surprises. A lien had been filed again the previous owners because of long ago unpaid neighborhood trustee dues. Surprise number two: when the city code inspector filed his report, there were numerous municipal code … Continued
Insurance is necessary for your home, car, life, boat, motorcycle but it is also a topic that can bring panic or a glassy-eyed look. We don’t know if we’re getting a good deal and maybe don’t understand the insurance industry’s jargon. I like John Mica’s approach at Shelter Insurance. He encourages an annual review of … Continued
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The remodeling industry shrank a bit in 2008, as concerned consumers zipped wallets tighter amid an uncertain economy and real estate market, according to data from the Joint Center for Housing Studies at Harvard University. Yet, remodeling still provides a good bang for the buck, according to the 2008-2009 “Cost vs. Value found at the … Continued
Many Americans chose to buy vacation homes in recent years and during 2007, one-third of all homes sold in the United States were second or vacation homes, according to the National Association of Realtors. Inspections are especially important in summer homes, since those who own them live a median distance of 287 miles from their … Continued
Go out into your yard and dig a big hole. Every month, throw $50 into it, but don’t take any money out until you’re ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn’t it? But that’s what investing without setting clear-cut goals is like. If you’re … Continued
Short sales can be beneficial for the buyer and the seller. The buyer purchases a property at a good price and the property owner can sell a home without being forced into foreclosure. The downside, which frustrates everyone involved in the sale, is the long wait—sometimes months— for the financial institution to approve the … Continued
With the number of short sales increasing and even outnumbering REO sales in certain states, experts are speculating short sales might become key to preventing an even greater swelling of foreclosed properties on the market. Compared to a year ago in January 2012, pre-foreclosure sales, which are typically short sales, increased 33 percent, according to a RealtyTrac report released … Continued
Buying a home is an exhilarating experience. Walking into your new home, turning on the television, making a phone call, connecting online with your friends and lighting the gas range makes your purchase even more satisfying. And you didn’t have to do much at all to connect all these services. OneSource did that for you. And it’s … Continued
Spring began officially on Tuesday, March 20 but we had already gotten a taste of an unwelcome weather event—tornadoes. April through July is considered peak tornado season. Tell that to the people living in Kentucky, Indiana, Alabama and our own Joplin, still in the recovery process who have dealt with devastating storms already. Tornadoes are … Continued
Company Description for Grant Hickman Real Estate Advisors: Real Estate Company Owner (Small Business/Entrepreneur), currently four agents, will grow to about six-10 agents within the next six-24 months. Currently closes about 50 homes per year, looking to jump to 70-100 closing per year. Desire to take my company to the next level by implementing true plug and play real … Continued
Buying or selling a home can be one of life’s biggest decisions. Securing a mortgage, doing a title search, getting an inspection and negotiating a price are just a few of the details that make for a successful closing. One part of that equation people should take seriously is a land survey. The best way … Continued
The Federal Housing Administration, a U.S. agency, will raise the premiums in April that it charges borrowers. The premium raise will go from 1.0% to 1.75% on the upfront insurance premiums that borrowers must pay when they take out a loan backed by the agency. Borrowers also pay annual insurance premiums when they take out loans backed by … Continued
Most always your real estate transaction goes smoothly, but sometimes there’s a glitch, especially when buying foreclosures and short sales. You need a supportive team behind you, including a real estate attorney to check out all legal issues, especially if you are a first-time buyer. I’ve found that my friend Lorna Frahm has been exceptionally helpful for … Continued
A 1% INCREASE IN MORTAGE INTEREST RATE CAN REDUCE YOUR “BUYING POWER†BY APPROX 15%! For example, if you could afford a $200,000 home at a 4% interest rate and the rate rises by just 1%, then the same principle and interest payment might only buy a $170,000, or 15% less home.
Some people file their federal income tax returns before April 15 and then some wait until 11:50 p.m. on April 15. This year we get until April 17, but it doesn’t matter much if you aren’t ready. Perhaps you haven’t received all your statements of income, 1099 or W-2 forms, or interest for your 1098 forms, or you … Continued
Make sure you are credit worthy. Check your credit history, build up your rating if needed, and fix any errors on your credit report. Consider buying vs. leasing. With costs of buying and selling, plus time needed to build equity, you could end up losing money if you move too soon. Buy a home you can afford. The rule … Continued
With new housing data released last week, there are some glimmers of hope in the real estate market, which can lead to more sellers stepping out to sell their properties. The federal government is trying to keep interest rates low and stable by extending the federal funds rate near zero through 2014. This move helps … Continued
Posted on January 20, 2012 by SCHNEIDER Real Estate Big changes are in store for St. Charles residents and those who use the Blanchette Bridge regularly, going from St. Louis County and back. The good news is the westbound section will be replaced with a new, safer modern span. The not-so-good news is travel will … Continued
2012 Tax Season deadline is extended to April 17th. The IRS will begin accepting e-file returns on January 17th. If you request an extension, your 2011 individual tax return will be due October 15th. Capital Gains and Losses New information is required to be reported on Form 1040, Schedule D, Capital Gains and Losses, and … Continued
DECEMBER 2011 RESIDENTIAL REAL ESTATE STATISTICS County Active Listings Under Contract Sold in December AVG Days on the Market AVG Sales Price AVG $ per sq. feet ST CHARLES 20166 months of inventory 280 341 159 175,186 89.42 St Louis 45475.2 months of inventory 740 875 149 179,882 101.34 Jefferson 14348.2 months of inventory 192 … Continued
Keith Kohlenhoefer and Lori Linhoff, member of The Grant Hickman Team, wed Dec. 18th at the Gazebo in St Peters City Hall-Park. The couple are raising their daughters together and long time residents of St. Charles County. Congratulations Mrs. Lori Linhoff Kohlenhoefer!
Post from ShawnTihen.com/blog How do you measure the success of a pool party? Is it by the number of people who show up? The amount of food served? The games played with Mycsgoboosting? How much trash is left to be picked up? Or is it the amount of personal belongings that weren’t broken? Whichever method of … Continued
Here we are looking at another new year. We have 365 days to call our own, use as we choose and grow. How we grow and learn depends on each of us discovering our talents and adaptability. Essayist William Arthur Ward expressed it perfectly, when he wrote, “The pessimist complains about the wind; the optimist … Continued
What do you want to do in 2012? Lose 100 pounds, win the $43 million lottery, chuck it all, buy an RV and wander around the country? All interesting goals, but most likely not attainable, and bound for failure. Frankly, we’d rather succeed with small goals that add up to big changes. Here are some … Continued
RESIDENTIAL REAL ESTATE STATISTICS County Active Listings Under Contract Sold in November AVG Days on the Market AVG Sales Price AVG $ per sq. feet ST CHARLES 2159 7 months of inventory 118 382 163 176,735 89.76 St Louis 4961 5.6 months of inventory 350 882 153 181,260 100.75 … Continued
With mortgage interest rates at an all-time low, many homeowners are considering re-financing their loans (see here to avail stock loan on non-marginal securities and more from Easy Stock Loans). Depending on several variables, this could be a very wise move to lower your monthly payments and even shorten the length of your current mortgage. But before … Continued
You can qualify for a home loan with a credit rating as low as 620! If you need to build your credit score, there are 6 ways to do it in less than 1 year. Apply for a secured credit card Take out an installment loan Build an alternate score Piggyback Sign up for retailer … Continued
Flickering candles. Tiny twinkling lights. The fragrance of fresh-cut pine. A crackling fire in the fireplace. Our senses are alive with the aromas of the holiday season. Most likely you will begin your Christmas decorating soon. We are looking forward to this time of family and friends too, but we also want you to be safe and … Continued
Tax planning takes on some urgency this year, as Congress and the White House try to get a grip on the federal deficit. Max out your 401(k) Money you contribute to your plan (if it’s not a Roth) is excluded from your income, lowering your tax bill. If you’re not on track to max out … Continued
St. Charles is no stranger to publicity. After all, we have a vibrant, livable community and a neverending list of activities to keep us busy year round. That, and the quality of our schools, neighborhoods and transit are among the reasons we are proud to be the region’s real estate company. This month’s edition of … Continued
The holiday season is here—well, if you looked in the stores, the season started just before Labor Day!—and our attention focuses on family, presents, food and fun. However, if you are selling your home, all of those things will work for you to attract buyers. Winter isn’t the peak selling season, but potential homebuyers who … Continued
The General Motors announcement that the company will invest $380 million to expand the Wentzville Assembly Plant, add at least 1,260 new jobs and in the near future expand the present line with a second shift of 400 workers, is all great news for the St. Charles County region. The expansion will produce the mid-sized … Continued
For the first time this year, Year to Date Units Sold exceed total units sold in 2010-3379 in 2011 to 3356 in 2010, but total volume sold still lags because Median Sale Price this year is lower, $163,00 to $173,000 last year. We still expect by 2011 year end, total volume may exceed last year. … Continued
RESIDENTIAL REAL ESTATE STATISTICS County Active Listings Under Contract Sold in October AVG Days on the Market AVG Sales Price AVG $ per sq. feet ST CHARLES 2657 7 months of inventory 156 382 144 183,928 93.03 St Louis 6374 7.65 months of inventory 423 842 133 174,466 96.71 … Continued
Existing home prices have inched up a bit over the last month and new home sales rose 5.7 percent in September. In fact, every home sold adds $60,000 to the economy. Good news, but we thought we’d share what types of homes sell and who buys them. From houselogic.com come these interesting factoids. The … Continued
When you sell your home, the first impression needs to be a positive reaction. But long before potential buyers set foot in your home, they’ve already checked you out online. And, if their online view of your home is negative, they may never consider your home. According to the National Association of Realtors, 90 percent … Continued
Weather is unpredictable, regardless of the nightly forecasts. We checked the 2012 issue of Farmers’ Almanac as backup and, for the Midwest, predictions are average temperatures (whatever that is) and wetter than normal. Looks like our friends in the Northeast are going to take a pounding again this year. For potential homebuyers, weather can play … Continued
The big news last week is the extraordinarily low mortgage interest rates. And this time, the rates really are historic, the lowest since the 1940s. Combined with lower housing stock prices, this really is the best time ever to end your career as a house hunting fence sitter. According to the latest word from Freddie … Continued
MARKET WATCH SEPTEMBER 2011 RESIDENTIAL REAL ESTATE STATISTICS County Active Listings Under Contract Sold in Sept AVG Days on the Market AVG Sales Price AVG $ per sq. feet ST CHARLES 2763 7.5 months of inventory 475 367 135 174,302 88.56 St Louis 6706 7.6 months of inventory 1139 882 125 182,322 101.40 Jefferson … Continued
Have you visited the IRS website lately? It has an updated look, a little more user friendly. Not all pages have been updated, but I am sure they are working on it. Check it out www.irs.gov Last month the IRS offered an Employee Reclassification Agreement. Employers may reclassify independent contractors as employees and limit the … Continued
And so it begins with Halloween”the holiday season when home decorations, both outdoor and indoor”proliferate through the new year. If you home is on the market now, you can still bring out the decorations, but with some cautions. Curb appeal is the first step to entice buyers through the front door. First impressions alone can … Continued
The term short sale has woven its way into the homebuyer lexicon during the past year. While not a foreclosure property, short sale homes have their own special financial issues that require a real estate agent who is trained in this type of sale. What is a short sale? When a homeowner is in financial … Continued
Taking good care of your lawn at the end of the season makes good sense Our lawns and landscaping have taken a beating this summer. Extended high temperatures and no rain have done us no favors. Landscape designer Jeanne Baker has some tips for your Outdoor World you can look ahead to next spring’s renewal. While … Continued
Mortgage interest rates are down again, and scammers are on the rise. It never fails that someone out there is trying to make a fast buck to the detriment of someone looking for some relief. If you are considering refinancing your loan, or are in the process of buying a home and need financing, deal … Continued
Burglar-Proof Your Home! One of the many things we love about our job is helping clients improve the safety of their homes. This month we’ve compiled some safety tips that address more than just electrical issues. We want to help protect your home from burglary. Burglary is a crime of opportunity in which entry often … Continued
Realtors sell houses and help people from we buy houses Sacramento to buy homes . You have a relationship with your agent for a brief time and then both of you move on. Sounds simple enough. But, peel back the layers of that relationship, and you find how much of an impact your agent can … Continued
MARKET WATCH AUGUST 2011 RESIDENTIAL REAL ESTATE STATISTICS County Active Listings Under Contract Sold in August AVG Days on the Market AVG Sales Price AVG $ per sq. feet ST CHARLES 2994 7.6 months of inventory 199 392 135 195,786 98.73 St Louis 7292 8.4 months of inventory 496 1094 … Continued
Why is fire safety so important? Here are some startling statistics from NFPA: Unlike natural disasters, fires can be prevented. Every 23 seconds, a fire department responds to a fire; every 66 seconds, a fire occurs in a structure; and every 87 seconds, a residential fire strikes. A fire claims a civilian life every 175 … Continued
We’re headed into fall and hopefully we’ve seen the last of the 100 degree plus weather. However, considering how extreme our weather has been the past couple of years, we may have winter challenges to face in a few months. As we settle into cooler temperatures, give some thought to being prepared with a home … Continued
Here we are in the Midwest, the sun is shining, the sky is blue and we’re planning an outdoor barbeque tonight. Thousands of miles away, folks on the Eastern Seaboard are dodging Hurricane Irene’s wrath of flooding, high winds and property destruction. That has nothing to do with us. Do we have such short memories? … Continued
Buyers don’t want to see your stuff from 1962. They want to see their stuff in your home now We’ve recovered from last week’s mold-in-the-closet adventure, however we found something else. SuperDry San Diego damage restoration company effectively copes with mold and odor removal. We have too much stuff. Most likely you do too. Realtors … Continued
An urge to connect with the past led us to the back of the closet and stacks of boxes with family pictures. Anticipation mounted as we opened the boxes to see how we looked growing up. But, what we saw was…mold! Yes, mold deserves an exclamation point, especially if your home is on the market … Continued
If the past few years have taught us anything, it’s that you can’t be complacent about planning for retirement and other goals. Changing markets, global issues and national events can all impact whether you’ll be able to enjoy the future you imagine. In this issue, you’ll find the information you need to take control of … Continued
What a difference a week makes! Even with Congress finally dealing with the debt ceiling issue for the time being, and then Standard & Poors downgrading the U.S. credit rating to A++, bright spots are popping up in the St. Louis metro housing market. First, St. Louis is ranked number four in Clear Capital’s analysis … Continued
A survey by Sun Life Financial, found that 92% of workers said they don’t know how much their health care will cost in retirement or vastly underestimate the amount. Forty percent said they have “no idea” what their health care costs are likely to be in retirement. Only eight percent were in the correct ballpark … Continued
This extended heat wave has most of us ragged around the edges, waiting for that dip in temperatures to the mid 70s¬Ã¢â‚¬”during the daytime, not at night! According to the landscape gardeners from West London Landscapers, high heat also affects our lawns and gardens, and is of particular concern if you have your home … Continued
The real estate market can be very complex these days; but mix in emotions and the occasional ego, and it can be even more complicated. Enter your real estate agent, who will sort out the best approaches for both buyers and sellers. For sellers, correct pricing is a must. A recent Zillow survey showed that … Continued
Just the thought of going outside in the Missouri heat and humidity to mow the lawn, or getting the stuff you need for TIG welding to repair the fence, can seem like a daunting task. For people who are no longer enthralled with home maintenance or are ready to downsize, purchasing a condo is the … Continued
The current housing market provides a variety of options for potential buyers. Interest rates are still low and home prices are affordable. But, for homeowners who are having financial difficulties and foreclosure or a short sale may be the only option, there is help through the Making Home Affordable (MHA) collection of government programs. The … Continued
Do you ever look at others and wonder how they achieved success? They probably had a plan for reaching their goals. In this issue, I’ll share tips and hints on how you can improve your personal plan to help bring your dreams more within reach. Find out how to: • Align your investing strategies with … Continued
The state of the retirement real estate market in June 2011 is based on the following information: • The number of retirement communities is 1,732 (up from 1,606 in June 2010). • The average age of retirement communities is 70.5 (up from 70.2 in June 2010), this includes all Adult Community Homes as well. • … Continued
The IRS has increased the standard mileage rates for the second half of 2011. Due to recent gasoline price increases, the rates will increase to 55.5 cents for business miles and 23.5 cents for medical or moving miles driven from July 1 through December 31, 2011. The rates for January 1 through June 30, 2011 … Continued
The latest issue of AAA Midwest Traveler makes us proud to live in the St. Louis/St. Charles metro region. The results of a recent readers’ poll show what we already know—we live in great place that offers so much to see and do. In the Best of the Midwest poll, St. Louis was voted the … Continued
When you arrive at your new home, set up a special, secure area for pets with their blankets, toys and beds, plus water and food. Check on them often as the furniture is brought in. You will alleviate many of your pet’s fears by being there with a hug, a pat and a pull toy. … Continued
We hear it all the time. Headlines trumpet “mortgage rates at historic lows!†Could this really be true, or is it hype? Curious to find out, we researched mortgage rates way back to 1981 to find out the real story. Which is to say, yes, our current interest rates are historic. Back then, some 30 … Continued
Selling a home usually means some updating, possibly remodeling a few areas. Kitchens and bathroom renovations reap payback at closing time, but a word to the wise: don’t over improve. You’ll set yourself up for a yield of diminishing returns. The smartest way to increase your home’s value is to bring it up to neighborhood … Continued
We’ve all heard that this is a buyers’ market, there are plenty of real estate choices and buyers expect the lowest price possible. This can put sellers on the defensive. However, you can position your home in this market to satisfy buyers and get fair market value for your property, specially if you add more … Continued
When someone steals identification that defines you, such as your social security, bank account, or credit card numbers, to acquire any benefits, or damage your reputation. There are many ways thieves get your information. On-line: Phishing, pharming, and spyware; A few other ways: Vishing (phone calls), skimming (compromised ATM machine). Below is some information for … Continued
What did you do with your tax return this year? Maybe a quick vacation to reward yourself for actually getting your taxes in on time? A down payment on a new car? Or did that refund just…disappear into your daily expenses? We think the best use for your refund is to target improvements that will … Continued
Updating your home inventory: A current list of all valuables in your home can help make sure you have enough insurance to them if a disaster strikes. It may also help get your insurance claim settled faster. Simply list everything in a notebook and drop it in a file, along with receipts and photos of … Continued
As this country begins emerging from one of the most difficult economic times in recent years, Americans are looking at ways to be more responsible and resourceful. That attitude has influenced the real estate market too, as what homebuyers want is clearly impacting the market now. A number of trends are emerging. Homes are smaller … Continued
Tornado season arrives on time. Heed warnings and prepare for safety. The birds twitter and flit from branch to branch with an urgent message. Thunder rumbles in the background and the sky outside is black and roiling. The local television station interrupts a program with a weather alert—a tornado watch and a warning for locally … Continued
Even before you begin searching for a home, there are many things you can do to smooth the process and get the best interest rate on your mortgage. An important component is your credit score, which lenders use to determine your risk factor. Three credit bureaus—Experian, TransUnion and Equifax—use what is called a FICO score … Continued
Keeping and storing financial records is costly. It costs in office supplies such as boxes, folders, and filing cabinets to organize the records. It costs in rental expense for the extra room the files take up, so using services as fleet rentals is great to find the right accommodations for you. The retention period should … Continued
Are you a thoughtful buyer who has planned for a purchase now? Home prices in the St. Louis region declined 1.07 percent in February from a year ago, excluding distressed sales, according to Core Logic, a provider of financial, property and consumer information. Despite the decline, this is much less than previous years during this … Continued
“Annual Mortgage Insurance Premium Change” effective April 18, 2011. Let’s look at what this means for those hoping to secure an FHA mortgage in the future: The Annual Insurance Premium will increase .25% for standard forward mortgages. The Up Front Mortgage Insurance remains at 1.00%. NOW is the time to refinance your current home OR … Continued
Sad curb appeal doesn’t sell houses. Colorful landscaping sprinkled with native plants is the ticket. On a recent episode of Property Ladder, one of those HGTV programs, a house beautifully rehabbed on the inside didn’t attract buyer interest because of the outside. The owner didn’t see the point of spending money on the home’s landscaping. … Continued
Say the words “home inspection†and both home sellers and buyers quake a bit. There’s no sense in anticipating what may be wrong. Rather, look at a home inspection as an opportunity to offer or buy a home that has been well cared for and in great shape. Home inspections aren’t just for buyers. More … Continued
With the array of mortgages available to homebuyers, sometimes the flurry of definitions can make understanding the products a challenge. Here are simple explanations that will help you determine what type of mortgage is right for you. The fixed rate mortgage is one of the more traditional ways to finance a home. This mortgage … Continued
Getting ready to sell: Less is more! Buyers want smaller homes with efficient layouts and green features. Do you have a smaller home with an efficient floor plan and some green features? If so, your property just zoomed up the marketability scale. Buyers really do want less, but more in that space. According to a … Continued
Considering a short sale property? You’ll need an agent who knows the process, and lots of patience. Short sales can be a way to get into real estate, but the process is long and complicated. With more properties on the market, interest rates still reasonable and home affordability at its peak, potential homebuyers are considering … Continued
Keeping and storing financial records is costly. It costs in office supplies such as boxes, folders, and filing cabinets to organize the records. It costs for the extra room the files take up. It costs in labor to develop and maintain the record retention policies and locate old files when necessary. But throwing files away … Continued
Getting Ready Buy: Now is the time to make that investment in your next home. Mortgage rates are down again and housing is at its most affordable. Mortgage rates, which began to climb on November 2010, have reached a back off point, declining to 5.125% for a 30-year fixed rate loan, which is a bit … Continued
Americans spend 90 percent of their time indoors, making healthy living a challenge. We’ve really taken a hit this winter and Missouri weather, being what it is—unpredictable—most likely the snow and ice will stick around for a while. This means more time than usual cooped up indoors, at home, at the office, at the mall, … Continued
The St. Louis area encompasses several Illinois counties which include St. Louis in their newscasts and weather. Most people in this vicinity are diehard Cardinals fans. Cubs fans tend to live north of Springfield , with exception. The late Harry Caray, one time voice of the Cubs, started his baseball broadcast career with the St. … Continued
The news that mortgage insurance tax deductibility has been extended through 2011 is another incentive to consider purchasing a home this year. Homeowners can take that deduction on mortgage insurance certificates issued from 2007 to the end of this year. The insurance deduction is also valid on refinanced mortgages. Here are the key points … Continued
Just wanted to take this time to say THANKS to SCHNEIDER Real Estate, the 4 owners, Sales Manager, and all of the staff and agents who make SCHNEIDER awesome! I have been at SCHNEIDER since the start of my career, 8 years ago. Yesterday I was honored again as #1 Home Buying & Selling Team (2002,2003,2006-2010)….thanks again … Continued
With the enactment of the Small Business Jobs Act of 2010, self-employed taxpayers who pay their own health insurance costs can now reduce their net earnings from self-employment by these costs. Previously, the self-employed health insurance deduction was allowed only for income tax purposes. For tax year 2010, self-employed taxpayers can also reduce their net … Continued
In general, the Small Business Health Care Tax Credit is available to small employers that pay at least half of the premiums for single health insurance coverage for their employees. It is specifically targeted to help small businesses and tax-exempt organizations that primarily employ moderate- and lower-income workers. Small businesses can claim the credit for … Continued
// Stunning home in a fun community! Bamboo wood flooring, 9′ ceiling, cozy fireplace in the living room is sure to be a favorite feature this winter! Want more photos of the inside….email me and I will get them too you!
The Grant Hickman Team has SOLD 6 Homes in the past 57 Days…..wow!!! Need help buying and/or selling in New Town…contact us and we can help!
Please stay warm and safe during the storm. Here are numbers to local businesses and warming centers: Ameren UE Electrical Outage 800.552.75.83 Mister Sparky24 Hour Electrical Services 314.781.9998 Roto-Rooter Plumbing & Drain Services 24 Hour Plumbing Services 636.587.2440 Matheny Heating and Cooling 24 Hour Heating and Cooling services 314.727.9000 Warming Centers agree to open their … Continued
Repairing your credit after a foreclosure will take some time but is possible. Understanding why your home went into foreclosure and making financial adjustments will go a long way toward buying another home. Enduring a foreclosure on your home is painful and disheartening. Even though the past three years have been tough for many homeowners, … Continued