With mortgage interest rates at an all-time low, many homeowners are considering re-financing their loans (see here to avail stock loan on non-marginal securities and more from Easy Stock Loans). Depending on several variables, this could be a very wise move to lower your monthly payments and even shorten the length of your current mortgage. But before … Continued
You can qualify for a home loan with a credit rating as low as 620! If you need to build your credit score, there are 6 ways to do it in less than 1 year. Apply for a secured credit card Take out an installment loan Build an alternate score Piggyback Sign up for retailer … Continued
For the first time this year, Year to Date Units Sold exceed total units sold in 2010-3379 in 2011 to 3356 in 2010, but total volume sold still lags because Median Sale Price this year is lower, $163,00 to $173,000 last year. We still expect by 2011 year end, total volume may exceed last year. … Continued
Realtors sell houses and help people from we buy houses Sacramento to buy homes . You have a relationship with your agent for a brief time and then both of you move on. Sounds simple enough. But, peel back the layers of that relationship, and you find how much of an impact your agent can … Continued
Do you ever look at others and wonder how they achieved success? They probably had a plan for reaching their goals. In this issue, I’ll share tips and hints on how you can improve your personal plan to help bring your dreams more within reach. Find out how to: • Align your investing strategies with … Continued
The IRS has increased the standard mileage rates for the second half of 2011. Due to recent gasoline price increases, the rates will increase to 55.5 cents for business miles and 23.5 cents for medical or moving miles driven from July 1 through December 31, 2011. The rates for January 1 through June 30, 2011 … Continued
Even before you begin searching for a home, there are many things you can do to smooth the process and get the best interest rate on your mortgage. An important component is your credit score, which lenders use to determine your risk factor. Three credit bureaus—Experian, TransUnion and Equifax—use what is called a FICO score … Continued
Are you a thoughtful buyer who has planned for a purchase now? Home prices in the St. Louis region declined 1.07 percent in February from a year ago, excluding distressed sales, according to Core Logic, a provider of financial, property and consumer information. Despite the decline, this is much less than previous years during this … Continued
“Annual Mortgage Insurance Premium Change” effective April 18, 2011. Let’s look at what this means for those hoping to secure an FHA mortgage in the future: The Annual Insurance Premium will increase .25% for standard forward mortgages. The Up Front Mortgage Insurance remains at 1.00%. NOW is the time to refinance your current home OR … Continued
With the array of mortgages available to homebuyers, sometimes the flurry of definitions can make understanding the products a challenge. Here are simple explanations that will help you determine what type of mortgage is right for you. The fixed rate mortgage is one of the more traditional ways to finance a home. This mortgage … Continued
The news that mortgage insurance tax deductibility has been extended through 2011 is another incentive to consider purchasing a home this year. Homeowners can take that deduction on mortgage insurance certificates issued from 2007 to the end of this year. The insurance deduction is also valid on refinanced mortgages. Here are the key points … Continued